Cliff Zhang is the CEO of PPDAI Group Inc with the responsibility for leading the overall direction of the company. Also, He is one of the founder of PPDAI Group Inc. Prior to founding PPDAI, Cliff held the position of Senior Account Manager in Microsoft Global Technical Engineering Center and Senior Operation manager in Wicresoft Co., Ltd. He is specializing in online credit lending business mode innovation and Risk Management System. Also, He experienced in Enterprise management and Operation.Cliff holds a Master degree of Industrial Engineering and a Bachelor Degree in Communication Engineering from Shanghai Jiao tong University, and was certificated the second level of CFA program. Cliff Zhang was honored as The First Batch of Expert Member of China's Internet Financial Think Tank, 2013 Top Ten Leaders of Micro Financial Innovation,2013 New Figure of China's Internet Finance,2013 Top Ten New Figures of Shanghai IT Youth ,2014 Shanghai Excellent Youth Award,2014 Shanghai Financial Innovator and etc.