Mr. Jin has over ten years of experience in financial industry, and he successively held the positions in the Bank of Communications, Everbright Securities and Orient Securities engaging in the financial industry research. He has many original and innovative achievements in fundamental research, among which - Internet Changes the Finance is highly recognized by all industries. In March 2014, he joined in JD Finance, now is in charge of Group Strategy Study. Mr. Jin currently holds the qualification of a Chartered Financial Analyst of the United States, and also obtained the master's degree in finance at Xi'an Jiaotong University.